Here, at Fast Repair Credit, we’re passionate about a number of things — and credit restoration, quick credit repair, and identity theft repair are just a few of them. In addition to caring about the well being of our clients and their credit, it just so happens that we, like most people, are quite keen on brunch.

For many, the daily commute to work is an unavoidable reality. Remote work is certainly on the rise but the majority of working Americans still take some form of transportation to their workplace each day. Regardless of whether you’re using a car, a train, or otherwise, you’re spending a significant amount of time in transit if you have a commute.…Read More

It’s that time again! A new year is rolling in, and with it come new opportunities. Do you need to repair your credit? Have you been postponing the decision? Many great opportunities have nothing to do with your credit, but others may, and you don’t want to miss out because of a low credit score.…Read More

BadCredit.org, a leading resource for consumers with credit issues, has written an insightful and enlightening article about Fast Repair Credit.

A Leading Resource

BadCredit.org has been serving the credit-challenged community for many years, and with more than 50 financial experts and over 8 million site users, is an undisputed leader in the financial education space.

We always hated the Vantage Score. Not anymore.

Early Failure

The original Vantage score, introduced in 2006, ranged from 501 to 990, way out of line with FICO’s 300 to 850. Consumers often celebrated these inflated scores, only to be crushed when they discovered that their FICO Scores, used by most lenders, were much lower.

Let’s welcome the New Year with great credit! Here are three easy tricks that can make a world of difference in your financial life.

Pay a Little Extra

Paying your credit card bills on time is an obvious must, but now those who pay more than the minimum payment will be rewarded.

Do you have defaulted student loans? The government has an impressive array of tools for collecting on defaulted student loans. Fortunately, the law also provides you with a way to cure the problem starting right now!

There is Still Hope!

There is no statute of limitation for collection of student loans.

Learn how an innocent credit card can reduce your scores by 150 points – overnight. It does not matter if you made all of your payments on time, or even early! The folks at FICO may applaud your timely payment efforts, but there is something they care about even more.

Are you planning to buy a home or refinance your mortgage? Paying more than your minimum credit card payment will soon increase your odds of getting approved for your mortgage.

Starting June 25th, 2016, Fannie Mae will update their mortgage underwriting guidelines to benefit consumers who pay down their credit card balances.

If you have been through a rough patch and your credit was hurt, there is good news. Some recent changes in the FICO scoring model make it easier than ever to get your credit back in awesome shape. Here are a few of the highlights, and some may take you by surprise.