Fair Credit Reporting Act Facts
Fair Credit Reporting Act Facts The FCRA and Credit Repair The Fair Credit Reporting Act (FCRA) is the legislation that governs the credit bureaus. The FCRA also provides rules for…
Understanding FICO Credit Scores
Understanding FICO Credit Scores Getting into the Spirit Once you embark on your credit repair journey it is helpful to understand the spirit of the FICO scoring model. Your FICO…
How to Get FICO Scores
How to Get FICO Scores It’s a Challenge At the moment there are a few ways to get your FICO scores. You can purchase your TransUnion and Equifax FICO scores…
Understanding Credit Scores
Understanding Credit Scores The One That Matters The only credit score that matters in the world of credit repair is the FICO score. Lenders make their lending decisions based on…
Fair Isaac FICO Facts
Fair Isaac FICO Facts A Little History The FICO credit scoring model was created in the 1950s by two Stanford University researchers, Bill Fair and Earl Isaac. Automated FICO scores…
Finding Credit Reporting Errors
Finding Credit Reporting Errors PIRG Studies Credit reporting errors are quite commonplace. According to a series of studies conducted by the U.S. PIRGs (Public Interest Research Groups) 79% of all…