Fixing File Merger Errors Not Identity Theft Not all mystery accounts are the result of identity theft. They may be the result of a little bug in the credit reporting…

Identity Theft and You Section 605B If you have been a victim of identity theft you may want to implement one of the more powerful credit repair techniques offered by…

FCRA Procedure Request Letters Another FCRA Tool Per the Fair Credit Reporting Act, if you dispute an item on your credit report and it is verified you may request a…

Credit Bureau Dispute Process Beyond 611 As previously mentioned, the framework for the credit repair dispute process is included in FCRA Section 611. But beyond the legal guidelines provided by…

FTC Staff Opinion Letters FCRA Guidance Fair Credit Reporting Act Staff Opinion Letters issued by the Federal Trade Commission (FTC) are not made a part of the FCRA, and therefore…

Fair Credit Reporting Act Facts The FCRA and Credit Repair The Fair Credit Reporting Act (FCRA) is the legislation that governs the credit bureaus. The FCRA also provides rules for…