Rebranded FICO Scores

Should you obtain your credit report from a lender, or find yourself discussing your scores with one, it is helpful to know that FICO scores are not always called FICO scores. When the credit bureaus sell FICO scores to lenders they re-brand the scores.

The Bureau score FICO names are as follows:

• Experian calls their FICO score the Experian/Fair Isaac Risk Model
• Equifax calls their FICO score the BEACON® Score
• TransUnion calls theirs the EMPIRICA® Score