Disputes Are Not Enough

Credit repair can produce very exciting results. It is wonderful to see erroneous derogatory information fall off your report month by month. But the removal of derogatory information with credit repair alone will not automatically lift your credit scores.

Positive Accounts Are Needed

Your credit scores are based on both the positive and negative information on your report. Removing the negative information will remove the dead weight that is keeping your scores down, but without some positive buoyancy your scores will not rise. You must have well managed open accounts in good standing.

Open Accounts Now

If tough times have left you with no open credit cards you need to rectify that situation right now. Don’t make the mistake of putting off the rebuilding stage of your credit repair project. It can take up to 6 months for a new account to mature enough to yield a positive score result, so now is the time to get started.